Tangle Today

Complaints · CFPB Consumer Complaint Database 2026-08-31

The federal Consumer Financial Protection Bureau runs a public ledger of complaints people file about financial products — credit reporting, debt collection, mortgages, checking accounts, prepaid cards. In the last 90 days, Texans filed 305,161 complaints. This page publishes company-level and product-level PATTERNS only. No individual complaint text is on this page, ever — see the source note at the bottom for why.

Texas · last 90 days

Top companies by Texas complaints

CompanyComplaints
Transunion Intermediate Holdings, INC. 110,872
Experian Information Solutions INC. 85,949
Equifax, INC. 83,691
Cl Holdings LLC 1,270
Encore Capital Group INC. 883
Lexisnexis 870
Capital One Financial Corporation 858
Portfolio Recovery Associates, LLC 818
Resurgent Capital Services L.P. 717
Jpmorgan Chase & CO. 636
Other (979 companies, each under 5 complaints or beyond the top 10) 18,597

Top products

ProductComplaints
Credit reporting or other personal consumer reports · mostly Credit reporting 286,692
Debt collection · mostly I do not know 11,763
Checking or savings account · mostly Checking account 1,824
Credit card · mostly General-purpose credit card or charge card 1,706
Money transfer, virtual currency, or money service · mostly Mobile or digital wallet 817
Other products2,359

How the company answered

Company responseCountShare
Closed with explanation 139,639 46%
In progress 100,748 33%
Closed with non-monetary relief 63,686 21%
Untimely response 616 0.20%
Closed with monetary relief 472 0.15%

472 Texas complaints in this window closed with monetary relief — that is 0.15% of the total.

Texas · company patterns

The top 5 Texas companies by complaint count in this window, each with the single issue most complaints named and, inside that, the most common sub-issue. The last column is the share of that company's Texas complaints in this window that closed with monetary relief to the complainant. A company with fewer than 5 Texas complaints is not named on this page — see the "Other" row above.

Company TX complaints Top issue Top sub-issue Resolved with monetary relief
Transunion Intermediate Holdings, INC. Incorrect information on your report Information belongs to someone else
Experian Information Solutions INC. Incorrect information on your report Information belongs to someone else 0.00%
Equifax, INC. Incorrect information on your report Information belongs to someone else
Cl Holdings LLC Attempts to collect debt not owed Debt is not yours
Encore Capital Group INC. Attempts to collect debt not owed Debt is not yours

National context · last 90 days

Nationwide, 1,837,434 complaints were filed in the same window. This strip is context; the beat above is Texas.

Top companies · national

Top products · national

ProductComplaints
Credit reporting or other personal consumer reports · mostly Credit reporting 1,700,639
Debt collection · mostly I do not know 65,769
Credit card · mostly General-purpose credit card or charge card 19,760
Checking or savings account · mostly Checking account 19,592
Money transfer, virtual currency, or money service · mostly Mobile or digital wallet 8,127
Other products23,547

Company responses · national

Company responseCountShare
Closed with explanation 853,919 46%
In progress 601,413 33%
Closed with non-monetary relief 372,415 20%
Closed with monetary relief 5,755 0.31%
Untimely response 3,932 0.21%